Pre-ApprovaL:YOUR 1st Step In Buying A HomeIn many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to
Essential Mortgage Documents
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Full name of all persons applying for the loan along with their social security cards (the original blue card - not a copy)
Your home address, including zip code, for the last 24 months and the names and addresses of landlords and/or mortgage lenders
Name and complete address of employers (for all applicants) for the last 24 months
Last two years' W-2 forms for all applicants
Most recent pay stubs covering one full month and year-to-date info for all applicants
Verification of any other income to be used for qualification purposes;
If any applicant is self-employed, bring copies of your current profit and loss statement, a current balance sheet, and Income Tax Returns for the past two years, both personal and business.
A list of account numbers, current balances, and complete bank/credit union addresses for all checking and/or savings accounts
Copies of your last two months' checking and savings account statements
Copies of most recent investment and retirement account statements, if applicable
If any buyer is obligated to pay alimony, child support, or separate maintenance, bring a copy of the recorded divorce decree and/or maintenance agreement.
If any applicant owns other real estate, please provide a list of all income, copies of all leases and/or rental agreements, names and addresses of all lenders, loan numbers, loan balances, and monthly payments.
Olga Telesin is a Colorado Realtor working with Exit Realty DTC. Whether you are buying or selling within the Denver Metro Area, please call me for expert advice and premier service in assisting you every step of the way! It is my priority to provide great customer service, consistent communication, strong attention to detail and ensure a positive experience for all parties in a transaction. I have nearly 7 years of experience in Real Estate Investing and can also assist buyers in looking for fix and flips and rental opportunities. To get an expert opinion and get a Free Home Valuation, call or text Olga today at 720-365-4651. Here's your FREE Access to Exit Realty DTC Search Engine!
My name is Olga Telesin and I am a Colorado Realtor helping buyers and sellers around the Denver Metro areas of Colorado, including Denver, Aurora, Parker, Centennial, Highlands Ranch, Castle Rock and....
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