Pre-ApprovaL:YOUR 1st Step In Buying A HomeIn many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to
Are You The Best Buyer
You can’t turn on the TV or radio without hearing about how hot the housing market is, not just in the Denver Metro Area but in the majority of the United States. Real estate is at a premium. If you are selling a home right now you can get top dollar in very little time (with the help of a REALTOR like me that is).
If you think you are ready to buy a home, you may be feeling discouraged and thinking that you don’t stand a chance in getting a property that you want to call home. Yes you will no doubt be competing with other buyers for a home, but don’t get discouraged…there is always a way to get the home of your dreams.
Potential home buyers are always asking me what they can do to set themselves apart from the dozens of others that want to make an offer on the same exact home. There are several things that a new home buyer can do to be moved to the head of the line of offers.
The absolute best thing for a potential home buyer to do it to become pre-approved (not “pre-qualified”) by a professional Mortgage Loan Originator.
A pre-qualification is simply telling a mortgage professional about your finances and employment and based on what you tell them, they determine what your purchase price could be.
Being pre-approved means that you have actually completed a loan application, submitted all necessary documents to a lender and most importantly, the lender has run this information through a system called Desktop Underwriter or DU. This ultimately results in a “pre-approval letter” that I as your REALTOR will present along with your strong offer to a listing agent.
By starting early on your financing you will have time to address any items on your credit that you may not have been aware of or thought you had already taken care of. The better your credit score, the better your purchasing power. Don’t let credit issues hold you back from homeownership…these issues ARE NOT FATAL.
The other key to getting your offer to stand out above the crowd is to have an aggressive REALTOR such as Amy L Jackson on your side that is diplomatic, knowledgable, and knows how to negotiate on your behalf to get you the home you want at the price you want.
It’s not a difficult process but these two areas are the keys to realizing the dream of homeownership.
Amy L Jackson | REALTOR® ABR, CDPE, MRP, PMN - let my experience as a real estate professional and investor guide you through a smooth and enjoyable transaction. I stay on top of market trends and technology so that I can provide my clients with the highest level of service, skills, security and integrity. Contact me at 720-231-4118 or [email protected]
My name is Amy Jackson and I am a proud Colorado Native. Whether you like outdoor recreation, cultural activities, concerts or watching professional sports, there’s something here for everyone. I'....
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