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A Quick Glance At Todays Rates
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Mortgage rates for 30-year and 15-year fixed loans, as well as 5/1 ARMs, all moved higher again today, according to a NerdWallet survey of daily mortgage rates published by national lenders Wednesday morning.
The Federal Reserve announces its decision on short-term interest rates today. Another rate hike is not expected, because inflation — often a byproduct of a growing economy — has been remarkably tame.
Mortgage rates have made a move higher, as bonds saw a brisk sell-off in the past 24 hours, while the stock market hit new highs.
Home loan applications rose slightly for the week ending July 21, as loan refinancing activity gained 3% from the week prior, according to the Mortgage Bankers Association.
“Purchase applications decreased for the week to their lowest level since May, amid further signs that tight housing inventory is constraining transaction volume,” Mike Fratantoni, MBA chief economist, said in a release. “Purchase application volume remains 8% higher than one year ago in units, 12% higher in terms of dollar volume, bolstered by a strong job market and rising home prices.”
MORTGAGE RATES TODAY, WEDNESDAY, JULY 26:
NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.
Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: [email protected] Twitter: @halmbundrick.
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