Karyn Fonseca's Blog Posts

Buyer Competition is Good New for Seller

Buyer Competition Is Good News for Sellers Some HighlightsWith so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in bidding

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How a Change in Mortgage Rate Impacts Your Homebuying Budget

How a Change in Mortgage Rate Impacts Your Homebuying BudgetMortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However,

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How Upset Should You Be about 3% Mortgage Rates

How Upset Should You Be about 3% Mortgage Rates?Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July.

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What Credit Score Do You Need for a Mortgage

What Credit Score Do You Need for a Mortgage?According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans

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Simple Graphs Proving this is Nothing Like Last Time

6 Simple Graphs Proving This Is Nothing Like Last TimeLast March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime

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Is it a Good Time to Sell My House?

Is It a Good Time to Sell My House?Last year, many homeowners thought twice about selling their houses due to the onset of the health crisis. This year, however, homeowners are beginning to regain

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What are the Benefits of a 20% Down Payment

What Are the Benefits of a 20% Down Payment?If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many

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More Homes to Buy This Year?

Are There Going to Be More Homes to Buy This Year?If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are

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Will Low Mortgage Rates Continue through 2021?

Will Low Mortgage Rates Continue through 2021?With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout

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3 Ways You'll Win When You Buy a Home This Year

3 Ways You’ll Win When You Buy a Home This YearThere are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If

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Six Foundational Benefits of Home Ownership Today

6 Foundational Benefits of Homeownership TodayOver the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They&rsquo

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Do I Really Need a 20% Down Payment to Buy a Home?

Do I Really Need a 20% Down Payment to Buy a Home?Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low

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Turn to an Expert for the Best Advice, Not Perfect Advice

Turn to an Expert for the Best Advice, Not Perfect AdviceAs we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to

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Things to Avoid After Applying For A Mortgage

Things to Avoid after Applying for a Mortgage Some HighlightsThere are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your

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TOP 10 COLORADO TRAILS FOR BEGINNERS-HIKING, CROSS-COUNTRY SKIING, AND SNOW SHOEING

During this time of Covid 19 getting out into nature is one of the best methods to improve your mood and strengthen family togetherness. One of the greatest gifts of Colorado is our beautiful

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How to Make the Dream of Homeownership a Reality This Year

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage

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DO YOU KNOW ABOUT TAX ID THEFT?

As we approach the year end and all the festivities of this time many of us do not consider the start of the next year.  However, this is best time to consider the start of the next year. 

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