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Here are a couple of suggestions to help out when your home is listed, but hasn't sold yet and you found the perfect home you want to buy.
The contingency. You can make an offer that is contingent on the sale of your home. This may sway the seller to accept the offer knowing that you will have to sell your home before closing on theirs.
The rent-back. You can offer a rent-back option to to the seller. Generally, a rent-back option is for a limited period of time...usually a month or two and doing this allows you time to complete the sale of your home. Offer to purchase the new home then rent it back to the sellers after closing.
Use the equity in your home. If you have a fair amount of equity in your home and you have a high credit score, you may want to go the home equity line of credit (HELOC) route. This may be a great option for you, however, it isn't usually a last minute option. If you are going to do this, it can take 30 days or more to qualify. A credit check, income verification and an appraisal of your current home take time. It does, however, free up the equity you have in your current home and allows you to purchase your next home without having to sell first.
Hi, my name is Lisa Schwandt and my specialty is helping buyers and sellers with the purchase and sale of real estate in the Denver Metro area specializing in Southeast Aurora. Throughout my career I....
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