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4 Things To Think About Before You Start Shopping For A Home
Monthly payment. What are you comfortable with? Just because you are approved for a certain amount does not mean you should purchase a home for that price. Be sure to ask your lender what the monthly payment looks like for your approved amount. If that number is not an amount you are comfortable with let them know the monthly amount you are comfortable with and ask them what price home will keep you on budget. Be sure to be accounting for taxes, HOA fees, and insurance as well.
New homes vs older homes. People often look at the wrong homes and get discouraged because they don’t like anything. You need to think about what is important to you. Do you want every new amenity a house can have? Do you want all brand new appliances? Do you like all the latest design trends? If so you may want to look at a new build. However, if you like mature trees and well established neighborhoods you probably want to look at an older home. You can have the best of both with an older home which has been remodeled. Or you could chose to do the remodeling yourself. It pays to do some thinking ahead of time so you know which type of house you will be happy with. The right house is out there for you if you know where to look.
Location, location, location. This may be distance to work, distance to the things you like to do in your off time or simply a home in the right school district. It pays to think about how far you are willing to go to get to the things you do regularly. The most beautiful house will soon lose it’s charm if you are stuck in traffic every day to get to and from it. Decide the distance you are comfortable being from the places you spend your time then confine your search to those areas. Trust me you will be glad you did!
If you are thinking about buying a home give me a call….I’ll be happy to help you find one just right for you.
CO Real Estate Resource- Tania May - Associate Broker - EXIT Realty DTC - Specializing in assisting first time buyers and seasoned real estate owners with residential real estate transactions in Parker, Castle Rock, Littleton, Greenwood Village and Highlands Ranch. Tania has 20 years of experience in residential real estate investment and improvement for maximizing profit. Tania is well versed in all phases of residential construction. Tania May 303-590-5223-Direct
As a Full Time real estate agent for the past 23 years, Sheryll has helped hundreds of home owners in Colorado buy and sell their homes. Sheryll's easy going, no pressure style and her in depth knowl....